HOME LOANS

Purchase of a Indipendent House
Purchase a Apartment Flat
Construction of House, Apartment Flats
Take over from one bank to another
Renovation of the old house
Top-up loans
Funding 80% 90% on Purchasing value

or Marketing value

Eligibility

Salaried persons
Business persons
Professionals persons

Criteria & Documents

Min 18 Years of age
PAN card
Salaried / Self-employed with regular income
ID and Address proof
Applicant & Co-applicant required
Photos of Applicant and co-applicant

For Salaried,

6 months pay slips
1Years salary credited Bank statement
2 Years Form 16
Appointment letter if less than 1 year in same Organization & past company Relieving letter
Company Id card
Salary hike letter if had
Qualification proofs

For Self Employers,

Business License (More than 3 Years)
Partnership deeds (if had)
1 Year current account bank account statement
and Savings account statement 1 year
Sales Tax receipts/VAT Returns (if had)
Company PAN card (if had)
Company Address proofs

Property Related Documents

Agreement of sale
Copy of allotment letter from Builder
Complete Link Documents
Plan & Permission (if House / Flat)
Latest EC of 30 Years
Layout copy
Margin Money details

Can Do if had Cibil Issues or any Deviations

in plans & permissions

Also cash salary persons will get loans from Banks and Private.